Focal Interest
Focal Interest

FinTech, Crowdfunding, Digital Finance

External reference: https://openalex.org/T11995

  1. Positive CBDC stance linked to higher bank net interest margin
    Study shows CBDC development leads banks to widen interest margins by raising both deposit and lending rates to counter increased competition from digital currencies.
  2. System quality was the strongest predictor in Binance user study
    Study applies DeLone & McLean Information Systems Success Model to cryptocurrency exchanges, revealing system quality as top predictor of user satisfaction and platform performance on Binance.
  3. FinTech and board characteristics are linked to higher cash holdings in Jordanian banks
    Study of 14 Jordanian banks (2009–2024) reveals significant positive associations between FinTech adoption, board characteristics, and cash holdings, supporting agency and consumer theory.
  4. AI is described as expanding finance’s production frontier
    Explore how AI expands financial production possibilities through data activation, efficiency gains, service restructuring, and risk optimization while navigating algorithmic bias and regulatory.
  5. Network-level model detects systemic credit risk earlier
    Framework integrating graph neural networks and contagion modeling to identify systemic vulnerabilities in digital lending ecosystems months earlier than conventional monitoring systems.
  6. AI market maturity is linked to lower banking system entanglement
    Quantum-inspired decision framework reveals how AI markets reshape Chinese bank performance structures, showing top performers integrate fintech while legacy systems constrain adaptation.
  7. Blockchain features align unevenly with supply chain financing frictions
    Blockchain supply chain financing solutions address transactional frictions through tokenization and smart contracts, revealing gaps between academic theory and practitioner implementation priorities.
  8. FinTech, AI, and Blockchain are linked to higher sustainability performance
    Empirical analysis of FinTech, AI, and blockchain adoption effects on sustainable development performance in G20 countries, 2015-2023, revealing complementary amplification mechanisms.
  9. Consumers like AI banking benefits but worry about trust and data safety
    Research examining consumer adaptation to AI banking technologies through mixed methods reveals positive sentiment toward functional benefits alongside concerns about data security and trust.
  10. Several bank and macroeconomic factors affect non-interest income
    Panel study of non-interest income determinants in Vietnamese commercial banks (2011-2023) using random-effects FGLS estimation, examining bank-specific and macroeconomic factors.
  11. Thai startup study identifies key chatbot features for financial modeling
    Exploratory factor analysis identifies ease of use, recommendation capability, and advanced features as key factors for financial modeling chatbots serving startups.